Patriot Insurance: How To Help Make Your Winter Travels Fun, Guaranteed!

Winters in Kosciusko County reveal two types of people: Those who love the cold, and those who absolutely dread it. As a matter of fact, according to last year’s national statistics, nearly 40% of Americans traveled to Mexico simply to get out of the cold! While insuring your international trip itself is important, it’s just as important–if not more so–to insure yourself and whomever else you’re traveling with through health insurance known as Patriot Travel Insurance.

What is Patriot Travel insurance?

Many travelers avoid getting medical insurance when they travel away from their country of origin because they believe it may be an unused investment. However, Patriot works in two different ways, each serving as a temporary coverage plan for however long you are traveling. These two ways are:

Patriot International: This insurance policy is for Americans who are traveling abroad

Patriot America: This plan is for travelers arriving from outside the United States for business or pleasure

These policies are available anywhere from five days to two years’ time, and can cover anywhere from $50,000 to $1,000,000 worth of medical expenses you may run into during your time away internationally. Deductibles are available ranging from $0- $2,500, and if you renew or update your plan, you don’t need to repay your premium! This type of insurance can also cover entire groups, rather than solely individuals.

Although these policies are available year ’round, they may be more beneficial in the winter–even in warmer climates like the Caribbean or Mexico. Your body often struggles adjusting to foreign climates, and with Patriot Medical Insurance, you can receive the medical assistance you need, when you need it.

Covered Medical Benefits

Regardless of where you travel to escape the cold, there’s always the chance that you will need medical assistance. Patriot covers:

– Most, if not all, injuries
– Medical conditions which occur while abroad
– Dental assistance if you’re in an accident,
– Visits to both walk-in clinics and emergency rooms
– Identity theft recovery and several more instances you may find yourself experiencing

Things To Consider When Applying For Patriot Travel Insurance

Although Patriot Travel Insurance is always a great idea if you choose to escape Kosciusko County’s freezing temperatures, it’s important to realize there are a few limitations this policy holds.

One: If you have a pre-existing condition that makes you fall ill (seizures, diabetic reactions, etc.) it is quite possible you will still be paying more out of pocket than originally planned.
Two: However, if the medical team which assists you deems your issue an acute-onset attack, your care may be assisted up to the maximum coverage in which you’ve applied to receive.
Three: This policy will not cover you if you choose to travel to a country that had a National Travel Advisory in effect in the last six months.

Find Out More Today

If you are seriously considering hitting the skies this winter for any reason – business, charity, or pleasure – make a point to seek out an agent you can trust such as Michael Suhany to help you decide which benefits would work best to make your memory-making trip the best it can be.