You may think, “Who needs medical travel insurance anyway?” While it isn’t as important when you are traveling in your home country, it becomes critical when you are traveling internationally. One of the important aspects of medical travel insurance is that if an emergency medical evacuation is needed, it will be covered. The Center of Disease Control and Prevention states that the cost of a medical evacuation can be more than $100,000. Most people can’t cover that out of pocket. But they can afford an inexpensive travel insurance plan.
If you are wondering who an international travel insurance plan is for, then here are a just a few of the types of people that one of these plans could greatly benefit!
- Tourists and vacationers
This is the biggest group of people that need to purchase an international travel insurance policy. No matter where you are going overseas, it is important to have one of these policies. Your policy will cover anything from a sprained ankle on the beach, to medical care for a severe illness. While you are overseas you want peace-of-mind that if something should happen, you won’t have to worry about cost.
- Business travelers
If you travel internationally for business, then chances are you travel outside the country frequently. The more you travel abroad, the more likely it is that at some point you will have some type of medical mishap. You also are more likely to be alone, and your travel insurance policy can even pay for a loved one to fly out to be with you should you become ill.
An international medical policy is super important for a student that is studying abroad. Especially since they likely won’t be familiar with the country they are going to be in and won’t be familiar with the health care system of that nation. Again, if something were to happen to the student, they could be evacuated to another country for medical care if needed. If you are a parent of a student that will be studying abroad, this is something you should make sure they have.
Many missionaries operate in remote parts of the world and in 3rd world countries. This makes having a good international health insurance plan extremely important. If they fall ill, they can be moved to a country that better provides the health care needed or will cover the costs of healthcare in the country they are in.
These are just a few of the types of people that can benefit from an international travel insurance policy. If you aren’t sure if this is something you need, or if you are traveling out of the country and know you need this type of policy, give me a call and schedule a time to talk!